Loans without a penny – how does it work?

Online loans enjoy unflagging popularity in Poland. This is a very simple and convenient way to get an extra cash injection. To get a loan online you need to complete only a few simple formalities. One of them is sometimes sending a verification transfer from our bank account. Thanks to it, the loan company confirms our identity.

Until recently, confirmation of our identity was possible only through verification transfers. It consisted in the fact that we received the data for the transfer and sent a penny or USD 1 to such an account. The decision to grant the loan was not received at the time of posting the transfer. This mechanism was a kind of block for people who had an overdraft or a block imposed by a bailiff.

How do loans work without a penny transfer?

How do loans work without a penny transfer?

Recently, however, the situation has changed. All thanks to the new Good Finance application. What is this? In the article below, we discuss loans without a penny in detail. We invite you to read carefully!

Many people are certainly wondering how to get a loan without paying a penny. Below are detailed instructions in this regard. When we enter the lender’s website, we must first, of course, choose the amount and complete the necessary forms.

For loan companies servicing Good Finance, data from our ID card is usually sufficient. We do not have to worry about the security of our bank account.

The internet connection is encrypted and the application does not download any data from our account. Nor does it retrieve the operation history from it.

Account when applying for a loan – guide

Account when applying for a loan - guide

How to use Good Finance when applying for an online loan? Contrary to appearances, it is really very simple. When filling out the basic personal data in the loan application, we go to the verification stage. In this situation, we must choose a USD 1 transfer or the Good Finance application.

When we click the “verify using application” option, we will see a special field. Select the bank in which we run our account from the drop-down list. All banks operating in Poland will be on the list. There is no fear that our bank will not be on this list.

The next step is logging into your account via Good Finance. Don’t worry – the connection is 100% secure and there is no reason to be afraid. Never before has a client ever had his data leaked as a result of logging in via Good Finance.

When we log in via Good Finance, the application will automatically verify the accuracy of our personal data – the personal data from the application will be compared with those for which the bank account was created. Therefore, we must remember to log in to the bank account belonging to us.

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